Now that the Fed has cut the discount rate Again and some of the dust from the credit crisis has settled, many borrowers are in serious need of a mortgage review. We take our job as mortgage planners very seriously and would welcome the opportunity to do a 10-minute mortgage review for you to determine if there are other options you should consider regarding your home financing.

If you currently have a 3-, 5-, 7- or 10-year fixed-rate or adjustable loan AND you are withing two years of it rolling into an adjustable rate loan, it would be well worth your while to give us a call to review the options available to protect your financial future. It could be time to secure a longer-term fixed-rate option so that you are shielded from future market fluctuations.   Also, please keep in mind if property values decline due to credit tightening, it may impact your ability to secure new financing.  This is a crucial financial time in history, and no one is certain how severe the current credit crunch may be or how long it will last.  Because of this, it is critical that you work with a Certified Mortgage Planner and be proactive TODAY to protect your financial future!

Rest assured, we are here to help.  Please give us a call to discuss your options today. We value our relationships and want to ensure that we are doing everything possible to help our borrowers make the right lending choice for their future.

Sincerely,

Roland and LaRay Ourricariet CMPS Certified Mortgage Planning Specialist                                                                     

Pacific Equity Mortgage

Our team of professionals will give you the personal attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in buying a new home, refinancing a mortgage or cashing out your home equity. So we make a commitment to you. We will help you qualify, apply and be approved for the mortgage loan that is right for you.
While we live, work and serve in the beautiful Morgan Hill, Gilroy and San Martin California area, we're proud to be experienced

In addition to purchase loans, residential home loans, home equity loans, contruction loans, commercial loans and refinance loans we also now offer mobile home loans.  Give us a call today!